/* ============================================================
   FASE 4 SEGUROS · Seguro de camiones
   CSS no crítico — se carga de forma diferida.
   El CSS del hero va inline en el <head> de cada página.
   ============================================================ */

/* ---------- 1. COBERTURAS ---------- */
.covers{padding:var(--s7) 0}
.cover-grid{
  display:grid;gap:var(--s3);
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  margin-top:var(--s5)
}
.cover{
  background:var(--bg);border:1px solid var(--border);border-radius:var(--r2);
  padding:var(--s4);position:relative;overflow:hidden;
  transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease
}
.cover::before{
  content:"";position:absolute;inset:0 auto 0 0;width:3px;
  background:var(--axa-blue);transform:scaleY(0);transform-origin:top;
  transition:transform .25s ease
}
.cover:hover,.cover:focus-within{
  border-color:var(--axa-blue);transform:translateY(-2px);
  box-shadow:0 8px 24px rgba(0,0,143,.10)
}
.cover:hover::before,.cover:focus-within::before{transform:scaleY(1)}
.cover-ico{
  width:44px;height:44px;display:grid;place-items:center;
  background:var(--surface);border-radius:var(--r1);color:var(--axa-blue);
  margin-bottom:var(--s3)
}
.cover-ico svg{width:26px;height:26px}
.cover h3{font-size:1.0625rem;margin-bottom:var(--s1)}
.cover p{font-size:.9375rem;color:var(--muted);margin-bottom:var(--s3)}
.cover-tags{display:flex;flex-wrap:wrap;gap:6px;list-style:none}
.cover-tags li{
  font-size:.75rem;font-weight:600;letter-spacing:.01em;
  background:var(--surface);color:var(--ink);
  padding:4px 9px;border-radius:99px
}

/* ---------- 2. PROCESO ---------- */
.steps{padding:var(--s7) 0;background:var(--surface)}
.step-grid{
  display:grid;gap:var(--s4);margin-top:var(--s5);
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr))
}
.step{position:relative;padding-left:56px}
.step-n{
  position:absolute;left:0;top:0;width:40px;height:40px;
  display:grid;place-items:center;border-radius:50%;
  background:var(--axa-blue);color:#fff;
  font-weight:700;font-size:1.0625rem;font-variant-numeric:tabular-nums
}
.step h3{font-size:1.0625rem;margin-bottom:6px}
.step p{font-size:.9375rem;color:var(--muted)}

/* Franja de confianza */
.trust-strip{
  margin-top:var(--s6);padding:var(--s4);
  background:var(--bg);border:1px solid var(--border);border-radius:var(--r2);
  display:grid;gap:var(--s4);
  grid-template-columns:repeat(auto-fit,minmax(200px,1fr))
}
.trust-item{display:flex;gap:12px;align-items:flex-start}
.trust-item svg{width:22px;height:22px;color:var(--axa-blue);flex:none;margin-top:2px}
.trust-item strong{display:block;font-size:.9375rem}
.trust-item span{font-size:.875rem;color:var(--muted)}

/* ---------- 3. FAQ ---------- */
.faq{padding:var(--s7) 0}
.faq-list{margin-top:var(--s5);border-top:1px solid var(--border)}
.faq-item{border-bottom:1px solid var(--border)}
.faq-item summary{
  cursor:pointer;list-style:none;padding:var(--s3) 40px var(--s3) 0;
  position:relative;font-weight:600;font-size:1.0625rem;color:var(--ink)
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{color:var(--axa-blue)}
.faq-item summary:focus-visible{outline:3px solid var(--axa-blue);outline-offset:3px;border-radius:4px}
.faq-item summary::after{
  content:"";position:absolute;right:8px;top:50%;
  width:10px;height:10px;margin-top:-7px;
  border-right:2px solid var(--axa-blue);border-bottom:2px solid var(--axa-blue);
  transform:rotate(45deg);transition:transform .2s ease
}
.faq-item[open] summary::after{transform:rotate(-135deg);margin-top:-3px}
.faq-answer{padding:0;color:var(--muted);max-width:68ch}
.faq-answer>*:last-child{margin-bottom:var(--s4)}
.faq-answer p+p{margin-top:var(--s2)}

/* ---------- 4. RECURSOS / BLOG ---------- */
.resources{padding:var(--s7) 0;background:var(--surface)}
.res-grid{
  display:grid;gap:var(--s3);margin-top:var(--s5);
  grid-template-columns:repeat(auto-fit,minmax(250px,1fr))
}
.res-card{
  display:flex;flex-direction:column;
  background:var(--bg);border:1px solid var(--border);border-radius:var(--r2);
  padding:var(--s4);text-decoration:none;color:inherit;
  transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease
}
.res-card:hover{
  border-color:var(--axa-blue);transform:translateY(-2px);
  box-shadow:0 8px 24px rgba(0,0,143,.10)
}
.res-kicker{
  font-size:.75rem;font-weight:700;text-transform:uppercase;
  letter-spacing:.06em;color:var(--axa-blue);margin-bottom:8px
}
.res-card h3{font-size:1rem;line-height:1.35;margin-bottom:8px}
.res-card p{font-size:.875rem;color:var(--muted);flex:1}
.res-more{
  margin-top:var(--s3);font-size:.875rem;font-weight:600;color:var(--axa-blue);
  display:inline-flex;align-items:center;gap:6px
}
.res-card:hover .res-more{gap:10px}
.res-more::after{content:"→";transition:transform .2s ease}

/* ---------- 5. CTA DE CIERRE ---------- */
.closer{
  padding:var(--s7) 0;background:var(--axa-blue);color:#fff;text-align:center
}
.closer h2{color:#fff;max-width:22ch;margin-inline:auto}
.closer p{
  color:rgba(255,255,255,.85);max-width:52ch;
  margin:var(--s3) auto var(--s5)
}
.closer .btn-primary{box-shadow:0 6px 20px rgba(0,0,0,.25)}
.closer-alt{
  margin-top:var(--s4);font-size:.9375rem;color:rgba(255,255,255,.85)
}
.closer-alt a{color:#fff;font-weight:600}

/* ---------- 6. FOOTER ---------- */
.site-footer{background:#000063;color:rgba(255,255,255,.78);padding:var(--s6) 0 var(--s5)}
.foot-grid{
  display:grid;gap:var(--s5);
  grid-template-columns:repeat(auto-fit,minmax(230px,1fr))
}
.foot-brand img{height:38px;width:auto;margin-bottom:var(--s3)}
.foot-brand p{font-size:.875rem;max-width:36ch}
.site-footer h3{
  color:#fff;font-size:.8125rem;text-transform:uppercase;
  letter-spacing:.06em;margin-bottom:var(--s2)
}
.foot-list{list-style:none;font-size:.9375rem}
.foot-list li+li{margin-top:8px}
.site-footer a{color:rgba(255,255,255,.85);text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer a:focus-visible{outline:3px solid #fff;outline-offset:3px;border-radius:3px}
.legal{
  margin-top:var(--s5);padding-top:var(--s4);
  border-top:1px solid rgba(255,255,255,.18);
  font-size:.8125rem;line-height:1.6;color:rgba(255,255,255,.62)
}
.legal p+p{margin-top:var(--s2)}
.legal strong{color:rgba(255,255,255,.85);font-weight:600}

/* ---------- 7. BOTÓN FLOTANTE WHATSAPP ---------- */
/* Acompaña al usuario durante todo el scroll: visible desde el inicio. */
.wa-float{
  position:fixed;right:18px;bottom:18px;z-index:60;
  width:60px;height:60px;border-radius:50%;
  background:linear-gradient(145deg,#2FE075,#1EBE5A);
  color:#fff;display:grid;place-items:center;
  box-shadow:0 6px 20px rgba(37,211,102,.5),0 2px 8px rgba(0,0,0,.18);
  opacity:0;transform:translateY(16px) scale(.85);
  animation:wa-entrada .5s cubic-bezier(.2,.9,.3,1.2) .8s forwards;
  transition:transform .25s cubic-bezier(.2,.8,.3,1),box-shadow .3s ease
}
@keyframes wa-entrada{to{opacity:1;transform:none}}
.wa-float svg{width:32px;height:32px;position:relative;z-index:1}
.wa-float:hover{transform:scale(1.08);box-shadow:0 10px 32px rgba(37,211,102,.72),0 3px 10px rgba(0,0,0,.2)}
.wa-float:active{transform:scale(1.02)}
/* Doble onda para que el halo respire sin resultar molesto */
.wa-float::before,.wa-float::after{
  content:"";position:absolute;inset:0;border-radius:50%;
  background:var(--wa);z-index:-1;
  animation:wa-pulse 3s cubic-bezier(.3,0,.5,1) infinite
}
.wa-float::after{animation-delay:1.5s}
@keyframes wa-pulse{
  0%{transform:scale(1);opacity:.5}
  70%{transform:scale(1.75);opacity:0}
  100%{transform:scale(1.75);opacity:0}
}
.wa-float:focus-visible{outline:3px solid var(--axa-blue);outline-offset:4px}
/* Etiqueta que aparece al pasar el cursor en escritorio */
.wa-float span{
  position:absolute;right:calc(100% + 12px);
  background:var(--ink);color:#fff;
  font-size:.8125rem;font-weight:600;white-space:nowrap;
  padding:8px 12px;border-radius:8px;
  opacity:0;transform:translateX(8px);pointer-events:none;
  transition:opacity .25s ease,transform .25s ease;
  box-shadow:0 4px 14px rgba(0,0,0,.18)
}
.wa-float:hover span{opacity:1;transform:none}
@media (max-width:900px){.wa-float span{display:none}}

/* ---------- 8. MODAL DE AGRADECIMIENTO ---------- */
.modal{
  position:fixed;inset:0;z-index:80;
  display:none;place-items:center;padding:var(--s3);
  background:rgba(10,10,30,.62);
  -webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px)
}
.modal.is-open{display:grid}
.modal-card{
  background:var(--bg);border-radius:var(--r2);
  padding:var(--s6) var(--s5);max-width:440px;width:100%;
  text-align:center;box-shadow:0 24px 60px rgba(0,0,0,.3);
  animation:modal-in .28s cubic-bezier(.2,.8,.3,1)
}
@keyframes modal-in{from{opacity:0;transform:translateY(16px) scale(.97)}to{opacity:1;transform:none}}
.modal-ico{
  width:64px;height:64px;margin:0 auto var(--s3);
  border-radius:50%;background:#E8F5EE;color:var(--ok);
  display:grid;place-items:center
}
.modal-ico svg{width:34px;height:34px}
.modal-card h2{font-size:1.375rem;margin-bottom:var(--s2)}
.modal-card p{color:var(--muted);font-size:.9375rem;margin-bottom:var(--s4)}
.modal-card .btn{width:100%}
.modal-close{
  margin-top:var(--s3);background:none;border:0;
  color:var(--muted);font-size:.875rem;cursor:pointer;
  text-decoration:underline;padding:8px
}
.modal-close:hover{color:var(--ink)}

/* ---------- 9. PÁGINAS DE CONTENIDO (blog / legal) ---------- */
.page-head{
  background:var(--surface);padding:var(--s7) 0 var(--s6);
  border-bottom:1px solid var(--border)
}
.breadcrumb{font-size:.8125rem;color:var(--muted);margin-bottom:var(--s3)}
.breadcrumb a{color:var(--axa-blue);text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb span{margin:0 6px;opacity:.5}
.page-head h1{max-width:20ch}
.page-meta{margin-top:var(--s3);font-size:.875rem;color:var(--muted)}

/* Columna de lectura centrada.
   OJO: la medida va en rem, no en ch. La unidad ch depende del tamaño de
   fuente de CADA elemento, así que 68ch en un h1 de 44px son ~1900px y el
   título se desalinea del cuerpo. Con rem todos comparten el mismo borde. */
:root{--col-lectura:36rem}
.prose{
  max-width:var(--col-lectura);margin-inline:auto;
  padding:var(--s6) 0 var(--s7);font-size:1.0625rem
}
.page-head--lectura .breadcrumb,
.page-head--lectura h1,
.page-head--lectura .page-meta,
.page-head--lectura .sec-lead{max-width:var(--col-lectura);margin-inline:auto}

/* ---- Documentos largos: tres columnas ----
   La columna de texto se mantiene en su medida de línea cómoda (65-75
   caracteres) y el ancho sobrante se aprovecha con el índice a un lado
   y una llamada a la acción al otro, en vez de dejar aire muerto.
   El conjunto ocupa lo mismo que el resto del sitio (--wrap). */
.doc-rail{display:none}
.doc-toc{display:none}
.doc-cta{margin-top:var(--s6)}

/* Dos columnas: índice + texto */
@media (min-width:1080px){
  .doc-layout{
    display:grid;
    grid-template-columns:230px minmax(0,var(--col-lectura));
    gap:var(--s5) var(--s6);
    justify-content:center;
    align-items:start
  }
  .doc-rail{display:block}
  .doc-layout .prose,
  .doc-head .breadcrumb,
  .doc-head h1,
  .doc-head .page-meta,
  .doc-head .sec-lead{margin-inline:0;max-width:none}

  .doc-toc.is-ready{
    display:block;position:sticky;top:130px;align-self:start;
    max-height:calc(100vh - 170px);overflow-y:auto;
    padding-right:var(--s2);scrollbar-width:thin
  }
  .doc-toc-tit{
    font-size:.6875rem;font-weight:700;letter-spacing:.1em;
    text-transform:uppercase;color:var(--muted);margin-bottom:var(--s3)
  }
  .doc-toc ol{list-style:none;border-left:2px solid var(--border)}
  .doc-toc a{
    display:block;padding:7px 0 7px 14px;margin-left:-2px;
    border-left:2px solid transparent;
    font-size:.875rem;line-height:1.4;color:var(--muted);
    text-decoration:none;
    transition:color .2s ease,border-color .2s ease
  }
  .doc-toc a:hover{color:var(--axa-blue)}
  .doc-toc a.is-active{color:var(--axa-blue);font-weight:600;border-left-color:var(--axa-blue)}

  .prose{font-size:1.125rem}
  .doc-cta{grid-column:2;margin-top:0}
}

/* Tres columnas: índice + texto + conversión */
@media (min-width:1280px){
  /* 240 + 40 + 640 + 40 + 260 = 1220, prácticamente el ancho del sitio,
     manteniendo el texto por debajo de 75 caracteres por línea. */
  .doc-layout{
    grid-template-columns:240px minmax(0,40rem) 260px;
    gap:var(--s5) 40px
  }
  .doc-cta{
    grid-column:3;position:sticky;top:130px;align-self:start;
    padding-top:var(--s6)
  }
  .doc-head + .doc-rail{display:block}
}

/* Tarjeta de conversión */
.doc-cta-card{
  background:var(--surface);border:1px solid var(--border);
  border-radius:var(--r2);padding:var(--s4)
}
.doc-cta-tit{font-weight:700;font-size:1.0625rem;margin-bottom:6px;color:var(--ink)}
.doc-cta-txt{font-size:.875rem;color:var(--muted);margin-bottom:var(--s3)}
.doc-cta-btn{width:100%;font-size:1rem;min-height:46px}
.doc-cta-wa{
  display:flex;align-items:center;justify-content:center;gap:7px;
  margin-top:10px;padding:10px;border-radius:var(--r1);
  font-size:.875rem;font-weight:600;color:var(--wa);
  text-decoration:none;border:1px solid var(--wa);
  transition:background-color .2s ease,color .2s ease
}
.doc-cta-wa svg{width:17px;height:17px}
.doc-cta-wa:hover{background:var(--wa);color:#fff}

/* En pantallas muy anchas la columna puede crecer un poco */
@media (min-width:1600px){
  :root{--col-lectura:42rem}
}

.prose h2{
  font-size:1.5rem;margin:var(--s6) 0 var(--s3);
  padding-top:var(--s2);border-top:1px solid var(--border)
}
.prose h3{font-size:1.1875rem;margin:var(--s5) 0 var(--s2)}
.prose p{margin-bottom:var(--s3);color:#33334D}
.prose ul,.prose ol{margin:0 0 var(--s3) 1.25rem;color:#33334D}
.prose li{margin-bottom:10px}
.prose li::marker{color:var(--axa-blue)}
.prose strong{color:var(--ink)}
.prose a{color:var(--axa-blue);font-weight:600}
.prose table{
  width:100%;border-collapse:collapse;margin:var(--s4) 0;font-size:.9375rem
}
.prose th,.prose td{
  padding:10px 12px;text-align:left;border-bottom:1px solid var(--border)
}
.prose th{background:var(--surface);font-weight:600;font-size:.875rem}
.prose caption{
  caption-side:bottom;font-size:.8125rem;color:var(--muted);
  padding-top:10px;text-align:left
}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%}
.callout{
  background:var(--surface);border-left:3px solid var(--axa-blue);
  padding:var(--s3) var(--s4);border-radius:0 var(--r1) var(--r1) 0;
  margin:var(--s4) 0
}
.callout p{margin:0;font-size:.9375rem}
.callout strong{color:var(--axa-blue)}

/* CTA embebido en artículos */
.inline-cta{
  margin:var(--s6) 0;padding:var(--s5);
  background:var(--axa-blue);border-radius:var(--r2);
  color:#fff;text-align:center
}
.inline-cta p{color:rgba(255,255,255,.88);margin-bottom:var(--s4);font-size:1rem}
.inline-cta strong{display:block;color:#fff;font-size:1.125rem;margin-bottom:8px}

/* ---------- 10. UTILIDADES ---------- */
.center{text-align:center}
.mt-4{margin-top:var(--s4)}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{
    animation-duration:.01ms!important;animation-iteration-count:1!important;
    transition-duration:.01ms!important;scroll-behavior:auto!important
  }
  .wa-float::before{display:none}
}

@media print{
  .site-header,.wa-float,.modal,.closer,.inline-cta{display:none!important}
  body{color:#000}
}

/* ============================================================
   11. MOVIMIENTO Y MICROINTERACCIONES
   Todo lo de abajo se desactiva solo si el sistema pide
   menos movimiento (ver bloque prefers-reduced-motion).
   ============================================================ */

/* ---- FAQ: despliegue animado ----
   El truco de grid-template-rows 0fr→1fr permite animar una altura
   desconocida. Sin JS sigue funcionando: el estado [open] aplica 1fr. */
.faq-answer-wrap{
  display:grid;grid-template-rows:0fr;
  transition:grid-template-rows .34s cubic-bezier(.2,.8,.3,1)
}
.faq-item[open] .faq-answer-wrap{grid-template-rows:1fr}
/* Mientras se cierra sigue teniendo [open], pero la altura vuelve a cero */
.faq-item.is-closing .faq-answer-wrap{grid-template-rows:0fr}
.faq-answer{overflow:hidden;min-height:0}
.faq-item{transition:background-color .25s ease}
.faq-item[open]{background:linear-gradient(to right,rgba(0,0,143,.028),transparent)}
.faq-item summary{transition:color .2s ease,padding-left .25s ease}
.faq-item summary:hover{padding-left:6px}
.faq-item[open] summary{color:var(--axa-blue)}

/* ---- Aparición al entrar en pantalla ---- */
/* IMPORTANTE: el prefijo .js hace que el contenido SOLO se oculte cuando
   hay JavaScript para volver a mostrarlo. Sin JS, o si el observador
   fallara, la página se ve completa en lugar de quedar en blanco. */
@media (prefers-reduced-motion:no-preference){
  .js .reveal{
    opacity:0;transform:translateY(22px);
    transition:opacity .6s ease,transform .6s cubic-bezier(.2,.8,.3,1)
  }
  .js .reveal.is-in{opacity:1;transform:none}

  /* Los hijos entran en cascada, no todos de golpe */
  .js .reveal-stagger>*{
    opacity:0;transform:translateY(22px);
    transition:opacity .5s ease,transform .5s cubic-bezier(.2,.8,.3,1)
  }
  .js .reveal-stagger.is-in>*{opacity:1;transform:none}
  .js .reveal-stagger.is-in>*:nth-child(1){transition-delay:.04s}
  .js .reveal-stagger.is-in>*:nth-child(2){transition-delay:.10s}
  .js .reveal-stagger.is-in>*:nth-child(3){transition-delay:.16s}
  .js .reveal-stagger.is-in>*:nth-child(4){transition-delay:.22s}
  .js .reveal-stagger.is-in>*:nth-child(5){transition-delay:.28s}
  .js .reveal-stagger.is-in>*:nth-child(6){transition-delay:.34s}
}

/* ---- Tarjetas: elevación más marcada y suave ---- */
.cover,.res-card{
  transition:border-color .25s ease,transform .3s cubic-bezier(.2,.8,.3,1),box-shadow .3s ease
}
.cover:hover,.cover:focus-within{
  transform:translateY(-4px);box-shadow:0 14px 34px rgba(0,0,143,.13)
}
.res-card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(0,0,143,.13)}
.cover-ico{transition:background-color .25s ease,transform .3s cubic-bezier(.2,.8,.3,1)}
.cover:hover .cover-ico{background:rgba(0,0,143,.08);transform:scale(1.06) rotate(-3deg)}
.res-more::after{transition:transform .25s ease}
.res-card:hover .res-more::after{transform:translateX(3px)}

/* ---- Pasos del proceso ---- */
.step-n{transition:transform .3s cubic-bezier(.2,.8,.3,1),box-shadow .3s ease}
.step:hover .step-n{transform:scale(1.1);box-shadow:0 6px 18px rgba(0,0,143,.3)}

/* ---- Franja de confianza ---- */
.trust-item svg{transition:transform .3s cubic-bezier(.2,.8,.3,1)}
.trust-item:hover svg{transform:scale(1.15)}

/* ---- Insignias del hero ---- */
.badges li{transition:background-color .25s ease,transform .25s cubic-bezier(.2,.8,.3,1)}
.badges li:hover{background:rgba(255,255,255,.2);transform:translateY(-2px)}

/* ---- Enlaces del pie ---- */
.foot-list a{
  display:inline-block;
  transition:color .2s ease,transform .2s ease
}
.foot-list a:hover{transform:translateX(3px)}

/* Compensa el encabezado fijo cuando se salta a un ancla */
[id]{scroll-margin-top:112px}

/* ============================================================
   12. PULIDO FINAL
   ============================================================ */

/* Tarjetas de selección del formulario: respuesta táctil clara */
.card-opt span{transition:border-color .18s ease,background-color .18s ease,transform .18s cubic-bezier(.2,.8,.3,1),box-shadow .18s ease}
.card-opt input:hover:not(:checked)+span{transform:translateY(-2px);box-shadow:0 4px 12px rgba(0,0,143,.09)}
.card-opt input:checked+span{box-shadow:0 3px 12px rgba(0,0,143,.14)}
.card-opt svg{transition:transform .25s cubic-bezier(.2,.8,.3,1)}
.card-opt input:checked+span svg{transform:scale(1.12)}

/* Píldoras */
.pill span{transition:border-color .18s ease,background-color .18s ease,transform .18s ease,box-shadow .18s ease}
.pill input:hover:not(:checked)+span{border-color:#B9BCC7;transform:translateY(-1px)}
.pill input:checked+span{box-shadow:0 3px 12px rgba(0,0,143,.22)}

/* Campos de texto */
.input{transition:border-color .18s ease,box-shadow .18s ease,background-color .18s ease}
.input:hover:not(:focus){border-color:#C9CCD6}

/* La barra de progreso brilla al avanzar */
.progress-fill{
  background:linear-gradient(90deg,var(--axa-blue),#3D3DD1);
  box-shadow:0 0 8px rgba(0,0,143,.35)
}

/* El paso entra con un desplazamiento más natural */
@keyframes step-in{
  from{opacity:0;transform:translateX(14px)}
  to{opacity:1;transform:none}
}

/* Modal: entrada con más presencia */
.modal{animation:modal-fondo .25s ease}
@keyframes modal-fondo{from{opacity:0}to{opacity:1}}
.modal-ico{animation:modal-check .45s cubic-bezier(.2,.9,.3,1.4) .1s backwards}
@keyframes modal-check{from{transform:scale(.4);opacity:0}to{transform:none;opacity:1}}

/* Tarjeta del formulario: sombra más rica y elevación al interactuar */
.form-card{
  box-shadow:0 20px 50px rgba(0,0,40,.26),0 2px 8px rgba(0,0,0,.1);
  transition:box-shadow .35s ease
}
.form-card:focus-within{box-shadow:0 26px 60px rgba(0,0,40,.32),0 3px 10px rgba(0,0,0,.12)}

/* El halo rojo del hero respira muy lentamente */
@media (prefers-reduced-motion:no-preference){
  .hero::after{animation:hero-halo 14s ease-in-out infinite}
  @keyframes hero-halo{
    0%,100%{transform:scale(1);opacity:1}
    50%{transform:scale(1.12);opacity:.75}
  }
}

/* Enlaces de contenido con subrayado progresivo */
.prose a{
  text-decoration:none;
  background-image:linear-gradient(currentColor,currentColor);
  background-size:100% 1.5px;background-repeat:no-repeat;background-position:0 100%;
  transition:background-size .25s ease
}
.prose a:hover{background-size:100% 2.5px}

/* Ritmo vertical algo más holgado en móvil */
@media (max-width:600px){
  .covers,.steps,.faq,.resources,.closer{padding:var(--s6) 0}
  .cover,.form-card{border-radius:12px}
  .bridge{padding-top:var(--s4);font-size:.9375rem}
}

/* ============================================================
   13. COBERTURAS (estructura del producto AU361)
   ============================================================ */
.cover-grid{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.cover-lg{display:flex;flex-direction:column}
.cover-tag-basic{
  display:inline-block;align-self:flex-start;
  font-size:.6875rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
  color:var(--axa-blue);background:rgba(0,0,143,.08);
  padding:4px 10px;border-radius:99px;margin-bottom:10px
}
.cover-list{list-style:none;margin:var(--s3) 0 0;font-size:.9375rem}
.cover-list li{
  position:relative;padding-left:24px;margin-bottom:9px;color:#33334D;line-height:1.45
}
.cover-list li::before{
  content:"";position:absolute;left:2px;top:7px;
  width:9px;height:5px;border-left:2px solid var(--axa-blue);
  border-bottom:2px solid var(--axa-blue);transform:rotate(-45deg)
}
.cover-nota{
  margin-top:auto;padding-top:var(--s3);font-size:.8125rem;color:var(--muted);
  border-top:1px solid var(--border)
}
.cover-nota strong{color:var(--ink)}

/* Coberturas adicionales */
.extras{
  margin-top:var(--s5);padding:var(--s5);
  background:var(--surface);border-radius:var(--r2)
}
.extras-head h3{font-size:1.25rem;margin-bottom:6px}
.extras-head p{color:var(--muted);font-size:.9375rem;margin-bottom:var(--s4)}
.extras-grid{
  display:grid;gap:var(--s3);list-style:none;
  grid-template-columns:repeat(auto-fit,minmax(250px,1fr))
}
.extras-grid li{
  padding-left:20px;position:relative;line-height:1.45
}
.extras-grid li::before{
  content:"";position:absolute;left:0;top:9px;
  width:7px;height:7px;border-radius:50%;background:var(--axa-red)
}
.extras-grid strong{display:block;font-size:.9375rem;margin-bottom:2px}
.extras-grid span{font-size:.8125rem;color:var(--muted)}


/* Tipos de unidad */
.unidades{
  margin-top:var(--s5);display:flex;flex-wrap:wrap;gap:10px;align-items:center
}
.unidades-tit{
  font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted)
}
.unidades ul{display:flex;flex-wrap:wrap;gap:8px;list-style:none}
.unidades li{
  font-size:.875rem;font-weight:600;color:var(--axa-blue);
  background:rgba(0,0,143,.06);padding:6px 13px;border-radius:99px
}

@media (max-width:600px){
  .extras{padding:var(--s4)}
}
